Is there any good argument against the fact that your health is your most important asset in this life? Good health is foundation matter in life since without good health, it becomes difficult to achieve any important goal.
There are smart ways to save money but skipping out on health insurance is not one of them. You insure your cars, home and other material items so why would you decide to put yourself last? Yes, they can be very costly but have you ever thought about what it would cost to fix YOU if something went wrong? Well, insurance can seem expensive but not having it can cost much more. The more necessary a good is, the lower the price elasticity of demand, as people will attempt to buy it no matter the price.
No one plans to get sick or hurt, but most people need medical care at some point. Uninsured people receive less medical care and less timely care, they have worse health outcomes. Health insurance protects you from unexpected high medical costs. You pay less for covered in-network healthcare even before you meet your deductible. You may be healthy now but the onset of a sudden or serious illness or a traumatic event can leave you with staggering medical bills.
Major medical insurance is a type of coverage that provides benefits for a broad range of health-care services, both inpatient and outpatient. Health insurance can save you money on routine doctor's visits, prescription drug coverage, preventative care and other medical services.REASONS WHY YOU NEED TO TAKE UP A MEDICAL INSURANCE COVER
Most people take medical insurance to take care of their physical health or due to increased susceptibility to life cycle diseases (to take care of critical illness).
Well, I'll just highlight some of the reasons as to why you'd need a medical insurance to evaluate on the need of having one for yourself.
1. Speedy access to diagnosis and treatment.
2. Fast track hospital appointments.
3. Luxury of own private room in a hospital in the case of hospitalization.
4. Access to the latest licensed drugs and proven treatments.
5. It's affordable.
There's always a policy that can meet the health needs of any person in the country.
6. Accidents happen.
Germs and genetics are not the only threats to your health. A freak accident can also lead to loss of health. Managing your injuries after an accident can be very expensive. A good insurance policy will help you get back on your feet as you work to get back to good health.
7. Option of extended cancer cover for additional treatment and support.
8. The cover can also be tailored with options including Therapies, covering physiotherapy, osteotherapy and chiropractic treatment with an addition of out patient options.
9. It earns you tax relief.
Well, you might not find this quite a reason to take up the cover but let me point out on it anyway. The Kenyan tax procedures assures you of a tax relief of 15% on the premiums you've paid per annum. Let's say you spend 50,000/- on premiums for a health insurance policy in one year, then you will get a tax relief of 7,500/- .
I dedicate this point to the persons who mostly ask for cash back when they don't happen to use their cover in that given period of running their cover. 😇
10. Last but not least is: Health is irreplaceable.
Oh and also, you do not have to call for a "kamchango" when you have yourself a medical insurance to pay off your medical bills.
To get yourself a medical insurance cover and more clarification, you can email: mercymuli70@gmail.com
To get yourself a medical insurance cover and more clarification, you can email: mercymuli70@gmail.com
Nice piece
ReplyDeleteThank you dear.
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